Thursday, April 15, 2010

A court summons for credit card debt was taped to my front door. There is no specific court date. Is it legit?

I have been harrassed by creditors for this and now this law firm is harrassing me. I did research on this firm and have found that they have done many illegal things to consumers to secure the debt like entering their bank accounts, etc. to coerce them into paying this fee. I am not trying to avoid this, bur I cannot afford this right now.

A court summons for credit card debt was taped to my front door. There is no specific court date. Is it legit?
Depending on the state you live in, it is a legitimate summons.





By using an "alternate service", the process server/court officer can simply attach the summons to the front door of the home. They can also give it to any adult at the address or by certified USPS.





Be advised that many times collection agents will use false summons to scare debtors into paying their bills, fearing large court costs, poor credit, and even jail time.





Therefore, make a call to the court clerk, and verify if it is legitimate. If not, contact a lawyer immediately, as you have an excellent court case against the collection agency. Fraud, falsification of court documents, and violation of Fair Credit Collection Act, just to name a few.





Good luck.
Reply:Probably not, but you can contact the court to find out.
Reply:In most cases, court summons must be delivered by hand by your local PD, or by certified mail. As far as the harrassment, in the state that I live in, any kind of harrassment on the behalf of a bill collector is ILLEAGAL. Notify these companies in writing, by certified mail, that what they are doing is harrassment and illeagal, and tell them to stop.
Reply:as far as i know someone has to hand deliver a summons right to your hand, they cant just leave it.
Reply:I would call the Clerk of the Court for your county; they can tell you.
Reply:The service depends on the jurisdiction in Florida. Some jurisdictions require a personal service, but others do not. Talk to an attorney where you live to find out what you need to do.


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